"I am passionate about my business"
Presented by Tina Abbatecola, Mortgage Loan Consultant NMLS 192822, Caliber Home Loans
My name is Tina Abbatecola and I am a Mortgage Loan Officer with Caliber Home Loans. (NMLS #15622) I am a newbie who is excited to be a part of the Three Rivers Affiliate Committee this year! Let me start with a little bit about Caliber Home Loans. We are a full-service national mortgage lender and agency direct seller/servicer. We are not a “pass through” lender or mortgage broker. We service 95% of our loans. We offer the traditional mortgages, IHDA loans, all the renovation products as well as our own portfolio products. We are one of the few lenders that offer Recasting! It has been useful for our non-contingent buyers!
One of my favorite value adds for Realtors and Buyers is that I can offer a true underwritten approval before they find a property. Not just an automated underwriting approval. This allows you and your Buyer to shop confidently knowing that the credit, income and assets have already been reviewed and approved. It also makes for quicker closing dates since they are half way done with the process when they go under contract. This has helped so many of my Buyers win multiple offers!
Let me tell you a little bit about me. I LOVE our industry! My passion is 2nd to no one! I am a 28-year industry veteran who started on the operations side of the business. From 1992 – 2002 I was a Processor, Closer, Post Closer, Underwriter and Operations Manager. I loved what I was doing but I knew I could do more as a Loan Officer so in 2002, I made the switch and never looked back. I believe that time is our most valuable asset and strive to not waste any of it for anyone involved in the transaction.
I have won the Fivestar Mortgage Professional Award the past 9 years. This is important to me because this award cannot be bought it must be earned and it is a customer service award.I am an RPAC major investor, I served on the Women’s Council of Realtors West Suburban Board of Directors in 2019, I have been on the Affiliate Committee for Mainstreet Organization of Realtors for 10 years and now YPN in 2020. I am also now on the Affiliate Committee for Three Rivers for 2020! I am very vested in our industry and look forward to meeting more Three Rivers members in 2020!